We wish to maintain our financial independence once our earning years have ended by taking care of all family obligations and fulfilling...

A LONG-TERM RESOLUTION TO A SHORT-TERM PROBLEM

In order for the family to preserve its current standard of life and fulfil its obligations, all of the above must be safeguarded.

As Change is the only constant, our lives go through many opportunities, challenges, good times, tough times, happiness, sorrow, etc